Prepare and document comprehensive credit presentations and underwriting analyses for new and existing commercial credit relationships. Analyze financial statements, cash flow, collateral, repayment capacity, and qualitative risk factors; recommend loan structures, covenants, and risk-mitigation measures; perform periodic reviews and monitor compliance with loan terms and regulations.

Senior banking officer responsible for market brand, P&L, loan and deposit growth, commercial relationship development, staff hiring/training/performance, budgeting, BSA/AML compliance, and community representation to drive profitability and market presence.

Lead Global Services sales for FX, derivatives, trade finance and international banking; supervise FX Bankers, develop new business, maintain sales pipeline, mentor staff, ensure compliance, and travel within the US and Mexico for client development and platform implementation.