Sr Business System Analyst

Work Location:

Hours:

Line of Business:

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

We are seeking a Business Systems Analyst to support lending and credit technology initiatives, with a primary focus on loan servicing platforms (preferably Loan IQ). The role will sit within a CIB Technology group and will work closely with business, operations, and technology stakeholders to support system enhancements, regulatory change, control improvements, and data analysis across lending products.

This role is well suited to a candidate with strong foundational experience in business analysis within lending or credit domains, who is keen to deepen their expertise in enterprise lending platforms and complex financial products.

Key Experience & Background

• 6+  years’ experience working as a Business Analyst, Business Systems Analyst, or Lending Systems Specialist within a technology, change, or transformation environment.
• Prior exposure to lending, credit, or fixed income products, ideally within wholesale, corporate, or institutional Lending.
• Experience working with market-leading lending platforms, with hands-on or adjacent knowledge of:
  • Loan servicing and lifecycle events (drawdowns, repayments, repricing, amendments)
  • Implementation of regulatory changes with focus on Lending systems.
  • Loan Trading, FPML messaging in Loan Trading
• Capture user requirement and document process flow and recommend changes where necessary.

Lending Systems & Technical Skills

• Loan IQ experience is highly advantageous, particularly exposure to:
  • Deal, facility, and loan structures
  • Loan Trading and supporting functions
  • Entity and branch configuration
  • User entitlements and access controls
  • Core data model concepts
• Candidates without direct Loan IQ experience will be considered if they have worked with other lending or credit platforms and demonstrate strong transferable knowledge.
• Working knowledge of SQL for data analysis, validation, reconciliation, or issue investigation.
• Familiarity with data models, downstream reporting, and integration touchpoints is a plus.

Project & Domain Exposure

• Experience supporting projects or initiatives related to:
  • Corporate lending, credit, or fixed income products
  • Debt Capital Markets (DCM), Trade Finance, or structured lending
  • Operations, regulatory change, or technology transformation
• Comfortable operating in environments involving multiple stakeholders across business, operations, risk, and technology.

Controls, Risk & Quality Focus

• Demonstrated understanding of control design, risk mitigation, and operational resilience within financial systems.
• Experience defining or supporting controls, metrics, or reconciliations aligned to system processes.
• Strong commitment to quality, accuracy, and attention to detail, particularly when working with financial data or regulatory-sensitive processes.

Core Competencies

• Strong business analysis and problem-solving skills, including:
  • Requirements elicitation and documentation
  • Process analysis and gap identification
  • Translating business needs into system or data requirements
• Ability to manage multiple priorities in a fast-paced, change-driven environment.
• Proven capability to drive change, support delivery, and manage stakeholder expectations effectively.
• Strong interpersonal skills with the confidence to engage, challenge, and influence stakeholders constructively.

Communication Skills

• Excellent written and verbal communication skills.
• Able to articulate complex system or data topics clearly to both technical and non-technical audiences.
• Produces clear, structured, and high-quality documentation suitable for audit, regulatory, or senior stakeholder review.

Emerging Technology & Innovation (Desirable)

• Exposure to AI or automation initiatives within financial services is desirable, particularly where used to:
  • Improve data quality, controls, or operational efficienc
  • Support change delivery or system implementation within the lending domain
• An interest in how emerging technologies can enhance lending platforms and processes is encouraged.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
 
Colleague Development 

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
 

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation 

If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.