Jobs at Tide

Leads Tide’s global second-line financial risk function, owning the financial risk management framework and providing independent oversight of finance and treasury activities. Responsibilities include monitoring capital, liquidity, concentration and resilience risks; maintaining risk appetite metrics and policies; challenging liquidity forecasts and stress assumptions; supporting regulatory engagements, audits and licensing; reporting to boards and risk committees; assessing new products and markets; and managing a high-performing global team.

Own the global Membership Plans and subscriptions strategy, roadmap, pricing, tiers, benefits, and lifecycle experience. Lead discovery through execution while partnering with Billing, Payments, Marketing, Data, Finance, Engineering, and Design. Drive member engagement, retention, revenue, and long-term value across markets, ensure scalable user experiences, and mentor Product Managers.

Secure Tide’s web, mobile, and cloud-native products through vulnerability hunting, threat modeling, secure design reviews, remediation, proof-of-concept scripting, and CI/CD security automation. The role serves as an Application Security subject matter expert, partners with engineering and product teams, communicates risks to executives, and mentors junior engineers.

Drive B2B growth by prospecting SME clients, managing the full sales cycle, pitching business banking and financial products, closing and onboarding customers, and developing referral partnerships. The role combines field sales, office collaboration, networking events, market intelligence, and sales strategy execution across a five-day schedule.

Manage a portfolio of commercial SME customers through finance applications, build long-term client and lender relationships, identify funding needs, and match businesses with suitable finance products. Responsibilities include outbound prospecting, maintaining Salesforce records, monitoring market trends, collaborating with lead generation, and delivering a high-quality customer experience.

Lead Tide’s corporate debt and warehouse funding strategy, including facility sourcing, negotiation, refinancing, drawdowns, repayment planning, covenant monitoring, and portfolio optimization. The role develops funding forecasts and financial models, manages lender relationships, supports strategic and Board-level decisions, and ensures compliance with debt agreements while balancing funding cost, liquidity, capacity, and risk.

Leads Tide’s global KYX engineering organization across onboarding, continuous due diligence, identity, risk scoring, data science, and ML. Owns engineering strategy, organization design, model lifecycle, regulated AI deployment, and measurable improvements in conversion, due diligence quality, automation, and servicing costs. Partners with operations, policy, risk, compliance, product, and IAM teams across multiple markets while building globally reusable platforms with market-specific logic isolated.

Owns the lifecycle of financial crime policies and procedures covering AML, counter-terrorist financing, sanctions, fraud, and anti-bribery. Designs and maintains control frameworks, monitors UK regulatory developments, performs gap analyses, coordinates remediation, and supports audits and regulatory examinations. Partners with Compliance, Risk, Operations, and Product teams to translate regulatory requirements into practical controls and provide subject matter guidance.

Owns financial controllership for Tide’s credit products across three companies, including month-end reporting, provisioning, fraud and credit-risk loss controls, balance-sheet substantiation, and financial control processes. Partners with credit, risk, collections, FP&A, product, and operations teams; supports new product launches, audits, tax compliance, budgeting, forecasting, and process improvements. The role requires strong technical accounting expertise and attendance at Old Street offices at least one day weekly.

Leads Tide’s global engineering organization for ongoing monitoring, fraud detection, financial crime, sanctions, and regulatory-risk platforms. Owns engineering strategy, shared decisioning capabilities, ML model lifecycle, agentic AI governance, platform scalability, and measurable risk and efficiency outcomes. The role manages distributed engineering, data science, and analytics teams while aligning risk, compliance, operations, payments, product, and technology stakeholders across multiple markets.

Owns commercial performance and growth for Tide’s UK Banking Payments business. Responsibilities include revenue forecasting, analytics-driven opportunity identification, payment product and journey strategy, go-to-market launches, lifecycle engagement, competitor intelligence, and cross-functional stakeholder alignment. The role partners with Product, Finance, BI, CRM, Operations, Engineering, and Member Success teams to increase payment activation, usage, retention, and revenue.

Manage treasury operations, liquidity, cash-flow forecasting, wholesale credit limits, FX, short-term investments, bank relationships, payments, transfers, and collateral. Lead Treasury Management System implementation, maintain policies and procedures, ensure regulatory compliance, mitigate operational risk, and improve processes. Collaborate with internal and external stakeholders while supporting both business-as-usual activities and complex treasury initiatives.

Lead revenue growth and activation for Invoicing, Expense Management and Accountant GTM. Use analytics to shape product prioritisation, pricing and GTM plans; own launches, forecasts, and cross-functional stakeholder alignment to hit revenue and retention targets.

Lead the architecture of Tide's agentic platform, ensuring reliable, scalable services. Collaborate across teams to design APIs and integration standards, focusing on developer experience and analytics.

The Staff Software Engineer will develop backend services for Tide's AI platform, integrate components, ensure reliability, and shape AI engineering patterns.

The Senior Staff Software Engineer will lead the architecture of the agentic platform, define shared service designs, partner with teams for reusable capabilities, provide technical leadership, and implement cost-management and evaluation pipelines.

The Senior Sales Finance Specialist engages with small business customers, manages their application process, builds partnerships with lenders, and matches customers with the right finance products while ensuring top-tier customer service.

As a Staff Software Engineer, you will develop backend services for the agentic platform, integrating AI capabilities and ensuring system reliability, security, and developer usability.

Own the roadmap for acquiring fraud and risk monitoring. Build real-time rules, ML models and Agentic AI to reduce fraud and chargebacks, improve chargeback handling and recovery, define metrics, run experiments, and lead cross-functional delivery across Engineering, Data Science, Risk, Operations and Finance.

The Senior Account Executive will manage small business customers through the application process, build relationships with commercial lending partners, and articulate various finance options while maintaining records in Salesforce.