Product Innovation:
An all-in-one platform integrates payments, a business account, loyalty, and embedded financing for SMBs, adding Tap to Pay on iPhone/Android, payment links, and instant/next-day settlements. Deep EPOS integrations and a unified app/portal streamline operations for micro-merchants.
Emerging Technology Adoption:
AI, data analytics, and blockchain are applied to credit assessment and embedded lending, alongside SoftPOS and contactless solutions. Broad eCommerce integrations and multi-market, multi-currency support reflect current tech uptake.
Investment in R&D:
Significant capital and a sizable engineering cohort back rapid product iteration, including expansions like Tap to Pay and the business account. A stated R&D focus underpins frequent launches and feature enhancements.