Jobs at Monzo Bank

The Senior Data Scientist will focus on quantitative analysis, guide A/B tests, and collaborate with teams to enhance user engagement and product profitability.

The People Partner will work closely with Customer Operations leaders to design people strategies, enhance employee experience, and drive diversity initiatives. Responsibilities include managing people’s life-cycle, coaching managers, and analyzing data to support organizational health.

Lead the Credit Risk Oversight team to assure effective credit risk management, influence credit strategy, and ensure compliance with regulatory requirements while leveraging innovative technology.

The Director of Product Design will lead the design team for Payments, driving strategy, vision, and execution while enhancing customer experiences.

As an Enterprise Risk Analyst, you will develop risk oversight dashboards, interpret macroeconomic impacts on risks, and support risk frameworks operations.

The Senior Financial Crime Investigator will handle complex EDD processes, support team training, review due diligence tasks, and escalate issues. Requires expertise in financial crime with a focus on customer compliance and risk assessments.

The Lead Analytics Engineer will oversee data architecture for borrowing, develop robust data models, enhance data governance, and improve data practices to enable financial goals for customers.

Lead credit strategy for Monzo's credit card products: design underwriting and limit strategies, analyse portfolio performance and profitability (NPV), build segmentation and forecasting, run deep-dive analyses, partner with Product/Engineering/Data Science, evaluate commercial/customer impacts, present recommendations to senior stakeholders, and ensure regulatory and governance alignment.

The Credit Analyst will develop credit and pricing strategies for unsecured lending products, improve credit underwriting, analyze data for insights, and collaborate across teams to drive successful lending portfolios at Monzo.

As a Senior Machine Learning Scientist, you'll improve customer outcomes through automated decisioning using ML and statistical modeling, focusing on credit risk modeling and collaborating with cross-functional teams.

Lead a team of Senior ML Scientists to enhance automated decision-making in credit risk modeling, optimize data applications, and collaborate across departments.

The Pricing Analyst will optimize insurance pricing through data analysis, experimentation, and collaboration, improving growth and profitability while managing day-to-day pricing performance.

The Lead Product Designer will tackle complex design challenges, define product visions, enhance design systems, and collaborate across teams at Monzo. They are expected to lead projects, mentor team members, and improve customer-centric solutions using innovative design methodologies.

Lead the data strategy at Monzo, focusing on user engagement and evolving data practices. Collaborate with cross-functional teams and mentor data scientists.

As a Senior Backend Engineer, you will collaborate with cross-functional teams to build resilient software and support various banking operations using technologies like Go and Kubernetes.

As a Staff Backend Engineer, you will collaborate across teams to build and improve backend systems using various technologies, focusing on customer-centric solutions and resilient software.

The Backend Engineer III will collaborate with cross-functional teams to design and build parts of Monzo's banking platform using technologies like Go and Kubernetes, focusing on customer outcomes and resilient software.

As Senior Legal Counsel, you'll advise on commercial contracts, IP, and AI matters, lead legal processes, and manage external relationships.

Manage the day-to-day operations with third-party suppliers to ensure exceptional customer service delivery. Collaborate with internal teams to improve performance and efficiency while focusing on supplier relationships and governance.

The Senior Staff Backend Engineer will lead technical direction for systems, manage engineering standards, mentor teams, and ensure alignment with broader company goals. Responsibilities include hands-on coding, architecture, and partnership with product teams to maximize impact.