Senior Backend Engineer - Receive Risk

Company Description

Wise is one the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got over 16 million customers across the globe and we’re growing. Fast.

Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. 

So, we’re building a new one.

And, we need a Backend Engineer to join our mission and help us build a global platform that’s scalable, reliable and secure. We’re working on lots of exciting challenges, and you’ll dive right into projects helping consumers and businesses receive and send money from anywhere in the world.

Job Description

Team you will be working with: Receive Risk

The Receive Risk team is a global product team working to help customers receive money safely and fast into their account. We do this by building intelligence and controls to identify fraudsters and scammers trying to use Wise to commit fraud or that are trying to defraud Wise customers. We are proud to support the whole suit of Receive products (local and global account details, payment links, invoice) and work with our financial crime teams to ensure that customers can use these products with as minimum friction as possible, while we prevent bad actors from abusing these products.

Qualifications

What does it take?

A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

• Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences

• Ability to work independently while also being a good team player. Your work will frequently involve cross-team collaboration.

• Ability to break down complex projects into incremental milestones that deliver customer value

• Ability to coordinate complex projects across different teams

• Experience in developing web applications and distributed systems in a production environment

• Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested 

• Curiosity and drive for continuous learning and improvement

• Following and advocating best coding practices, continuous delivery and code reviews

• Experience working with relational and non-relational databases, query optimisation and designing schemas is a plus

• Knowledge of Java and Spring boot and experience with a messaging system, like Kafka, is a plus… but don’t worry we don’t expect you to know everything!

What does success look like?

• You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute

• You’ll understand how our values can help you guide your work

• You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them

• You’ll be raising the automation level to enable scaling of the product

• You’ll understand our customers and the impact our product makes in their lives 

• You’ll help us scale-up and build a world class global banking product by finding solutions to our technical challenges and opportunities

Additional Information

What do we offer: 

• Starting salary: £102,000 - £125,000

• Company Restricted Stock Units

• Numerous great benefits in our London office 

Key benefits:

• Flexible working - whether it’s working from home, school plays or life admin we get that flexibility is essential and you’re trusted to do the right thing and be responsible

• Paid annual holiday, sick days, parental leave and other leave opportunities

• 6 weeks of paid sabbatical after 4 years at Wise on top of annual leave

#LI-JS1

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.