Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionWe are looking for a Product Risk and Compliance Lead to join our Anti-Money Laundering Product team, working in our first line of defence to take our AML/CTF programme to the next level. This role is a unique opportunity to directly impact Wise’s mission, whilst developing your skills as a Product Compliance leader.
Your mission:
Your mission is to enable our global AML Product teams to launch new, and enhance existing, financial crime controls - across both transaction monitoring and customer risk scoring.
You will translate regulatory expectations into pragmatic, data-driven product controls; partner closely with Product, Data Science and Engineering to design and govern AML detection and scoring models; and represent the AML product compliance agenda to regulators, auditors and senior stakeholders.
You will be responsible for the AML programme, leading a team to:
Collaborate with Product teams across Wise to help design controls to ensure our in-house fincrime product is best in class
Translate AML regulatory and supervisory expectations into product requirements, control frameworks and measurable KPIs
Ensure effective governance of detection logic, rules, thresholds and machine learning models
Identify and drive enhancements that could improve our risk mitigation, customer experience, unlock growth, or improve our operational processes
Use data to define the effectiveness of controls and support the implementation of an ongoing testing programme
Work with Product teams to implement and prioritise control improvements to strengthen our programme while finding ways to create efficiencies
Define and deliver project plans for improvements identified internally, by auditors or by third party stakeholders
Define and lead the roadmap for control enhancements, model governance, monitoring and tooling improvements; guide projects from concept to implementation
About you
Proven AML Compliance leadership - a minimum of 10 years experience working within financial crime, with particular focus on implementing control enhancements
Transaction Monitoring and Risk Scoring - direct experience with transaction monitoring systems, including rule design, alerting workflows. Comfortable with both rules-based and machine learning approaches
Product collaboration - experience collaborating with product and engineering teams to develop financial crime controls
Data-driven - strong quantitative skills, including comfort interpreting AML programme performance from metrics, and identifying potential areas for improvement proactively
Leadership and stakeholder management - experience leading and scaling teams, coaching senior ICs, and influencing senior stakeholders to drive decisions across teams
Governance and assurance - experience building control frameworks, leading periodic reviews/testing, responding to audit findings and translating remediation into deliverable plans
Communication - strong written and verbal communication skills with the ability to concisely explain complex or technical concepts to a range of internal and external audiences
Global reach - experience working across multiple financial crime regulatory regimes across the globe, with an understanding of truly global opportunities but an appreciation for local nuance
Willingness to travel to Wise offices located across different countries
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
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